Introduction
So guys, I am here with a new blog — RapidRupee Loan App Real or Fake. In this blog, I am going to share its legitimacy, features, user reviews, pros & cons, and safety in 2025. Along with that, I’ll also share some facts and figures that will help you judge whether this loan app is genuine or not.
At the end, I’ll give my personal opinion, which will definitely help you decide whether the RapidRupee loan app is real or fake.
Disclaimer: This blog is for informational and educational purposes only — I am not a loan provider.
What is RapidRupee?
RapidRupee is a loan app that gives you an instant loan amount from ₹500 to ₹60,000. This loan app claims it is safe to use, and there are also some reviews that suggest it is genuine.
It provides loans based on your CIBIL score, but initially, it only offers ₹500 as a loan. If you repay on time, RapidRupee gradually increases your loan limit.
When you visit its mobile app, you can check the complete overview of the app and company details.
Developed by: FincFriends Private Limited (an RBI-registered NBFC)
Purpose: Offers instant personal loans to salaried individuals
Platforms: Google Play Store & official website (rapidrupee.in)
Basic Details
- Loan Amount: ₹1,000 – ₹60,000
- Tenure: 61 – 180 days
- Process: Fully digital KYC & paperless
- Instant approval & disbursal
RapidRupee Legitimacy Check — Real or Fake?
As I already said in my earlier blogs, the best way to check whether a particular loan app is genuine or not is to verify:
- Their NBFC registration certificate
- Social media reviews
- User complaints
- Official website and contact information
RBI Registration Verification
You must check whether the claimed NBFC company is listed on the Reserve Bank of India (RBI) website or not.
If it’s not listed, delete that loan app immediately and do not take any loan from it.
If it is listed, then the RapidRupee loan app may be considered genuine.
Google Play Store Details
You can also check the Google Play Store to see how many people have downloaded the app and how they have rated it.
I think public reviews on Google Play Store give you a clear overview of the genuineness or fakeness of any loan app.
- Downloads: 10M+
- Ratings: Around 4.2★ (as of 2025 update)
- Developer: FincFriends Private Limited (matches RBI NBFC listing)
Website & Contact Verification
Every genuine loan app has a proper website with contact details.
When visiting the RapidRupee website, check if the domain is genuine and the company information matches what’s claimed.
- Official Domain: https://www.rapidrupee.in
- Customer Support & Privacy Policy: Available — a positive sign.
User Complaints & Concerns
There are several complaint forums where users share issues related to loan apps.
You can check these forums to see if there are any reports about harassment, overcharging, or hidden fees related to the RapidRupee loan app.
Key Features of RapidRupee
Below are some key features of the RapidRupee loan app as claimed on its app and website.
- Instant disbursal to bank account
- Completely online documentation
- Flexible loan amount selection
- 24×7 availability
- EMI reminders and auto-pay options
Loan Terms & Charges
| Parameter | Details (Approx.) |
|---|---|
| Loan Amount | ₹1,000 – ₹60,000 |
| Tenure | 61 – 180 days |
| Interest Rate | 12% – 35% per annum |
| Processing Fee | ₹80 – ₹1,000 (depending on loan) |
| Late Payment Penalty | ₹200 – ₹500/day (approx.) |
| Disbursal Time | Within 10 minutes (for verified users) |
Pros and Cons
✅ Pros
The pros of this app are simple — easy and fast loan approval, and a user-friendly interface that helps users take and repay loans easily without lag.
- RBI-registered NBFC-backed app
- Easy & fast approval
- Suitable for salaried employees
- User-friendly design
⚠️ Cons
The only thing I didn’t like about RapidRupee is the high processing fee and high rate of interest.
- High effective interest rate (short tenure)
- Frequent repayment reminders
- App collects sensitive data (contacts/SMS)
- Not ideal for self-employed users
Comparison with Other Loan Apps
| App Name | RBI Registered | Max Loan | Tenure | User Rating |
|---|---|---|---|---|
| RapidRupee | ✅ Yes | ₹60,000 | 61–180 Days | ⭐4.2 |
| KreditBee | ✅ Yes | ₹2 Lakhs | 30–90 Days | ⭐4.3 |
| Fibe (EarlySalary) | ✅ Yes | ₹3 Lakhs | 90–365 Days | ⭐4.4 |
| MoneyView | ✅ Yes | ₹5 Lakhs | 90–180 Days | ⭐4.5 |
Is RapidRupee Safe to Use in 2025?
Honestly, I don’t want to directly suggest you download it because I am not fully sure whether it’s completely genuine or not.
Many users have reported high interest rates and short repayment durations (around 15 days).
So guys, I personally don’t recommend downloading it unless you really need urgent funds and are aware of all the conditions.
How to Apply for a RapidRupee Loan
If you still want to try RapidRupee, follow these steps.
- Download the app from the Google Play Store or visit the official website.
- Register with your mobile number and complete KYC verification.
- Enter your income details and desired loan amount.
- Get instant approval and receive the amount directly in your bank account.
- Repay using the app or via auto-debit.
Conclusion
My personal suggestion to all of you is — please don’t take unnecessary loans.
Once you fail to repay an installment, lenders may start calling and harassing you. It doesn’t matter whether the app is genuine or not — the stress will be the same.
So, in the case of RapidRupee, think twice before applying.
FAQs
Is RapidRupee approved by RBI?
Yes, it’s backed by FincFriends Pvt. Ltd., an RBI-registered NBFC.
Is RapidRupee loan safe?
Yes, it is safe to use, but it charges a high interest rate.
How much loan can I get from RapidRupee?
At the beginning, you can get only ₹500 as a loan, but after repaying it on time, they gradually increase your loan limit.
What if I miss repayment?
If you miss any repayment, their collection team may call you and ask for immediate payment.
Does RapidRupee offer a 30-day loan?
No, initially it offers loans only for around 15 days.
Anurag Singh is a blogger and digital content creator who specializes in micro-niche websites, SEO strategies, and educational content. He enjoys turning complex topics into simple, practical guides for students and professionals.