Looking for Data Loan Code for Jio, Airtel, Vi & BSNL? Here you’ll get all the latest 2025 data loan USSD numbers, steps to take data loan, charges, validity, and FAQs in one place.
October 9, 2025, by Anurag Singh
Introduction
Hyy guys, if you are looking for Data Loan Code for Jio, Airtel, Vi & BSNL, then you have landed on the right page. In this post, I am going to share with you all USSD codes for the data loan. Along with this, I have also given the pros and cons related to it. So, please read this blog till the end.
What is Data Loan Code?
Data loan code is a code which are used to get emergency mobile data. In India, almost all mobile operators provide the option of an emergency data loan number, which is helpful when you want to take a data loan if you are running out of data.
In this blog, I am going to share the data loan code for those people who frequently search for data code or data number.
Why do telecom companies provide a data loan?
Telecom companies provide data loan for their customers because they care about there customers. This is very helpful for female or for students this is because of security reason. Let’s understand it more — suppose you are in a village and there is no shop or there is no internet connection available nearby you. So, in that case you just need to dial respect mobile data loan code in your phone and simply get 1 GB of mobile data.
Who can use data loan codes? (Prepaid only)
Mainly, students and females use data loan codes because they want to take mobile data as a loan. Once they get their recharge, then the taken data loan amount is detected from their recharge amount.
Which operators support data loan in India?
In India, there are a lot of mobile operators available that give emergency data loans. Some of them I have given below with their data loan code. But remember one thing, the data loan code changes time to time, so make sure you use the latest data loan code while taking a mobile data loan.
Data Loan Code: Process of taking a data loan from Jio, Airtel, BSNL, and Vi
Here I am taking the example of Jio data loan, where you can see the step-by-step process of taking a data loan from Jio. Similarly, this process is the same for all mobile operators. Jio data loan code is very simple to use. For this, you just need to copy below data loan code and dial it from your mobile phone.
USSD Code for Jio Data Loan
USSD code for Jio data loan is (Dial 5673# or *5673#)
How to get Jio Data Loan via MyJio App
To get a Jio data loan from MyJio app, you just need to download this app from the Google Play Store, then sign in. After sign in, click on the left side Arrow, where you can see the Emergency Data Loan option. From there you can apply for an emergency data loan, and after that, you can get your data loan.
Charges, Validity & Eligibility
Charges
This is a very important point: charges and validity, along with eligibility. Data loan is available for everyone, but remember you can take a data loan once or twice. This means you are not allowed or eligible to take a data loan once you take a data loan — you cannot take another data loan. You just need to pay the previous one, then apply for the next.
Its Validity
Its validity is generally for 3 days, and within the duration of validity, you have to use the respective data loan. After the validity period, you are not allowed to use the remaining data if you left some data.
Eligibility
Eligibility criteria for taking a data loan code just need a SIM card of any mobile operator, and you also need to have a respected data loan code or data loan number. One more thing, if you have already applied for a data loan and you get it, but you are not repaid, then you are not taking another data loan.
Comparison Table: Jio vs Airtel vs Vi vs BSNL Data Loan
Paragraph below, I am completing your Airtel, Vi, and BSNL data loan charges and data loan code for taking an emergency data loan. This table helps you understand which companies’ data loans have low charges and validity.
| Operator | Loan Amount | Data MB/GB | Service Charge | Validity | How to Take |
|---|---|---|---|---|---|
| Jio | ₹11 | 1 GB | No charge | 1 day | Dial *800# or use MyJio app |
| Airtel | ₹25 | 500 MB | ₹2 | 1 day | Dial *141# → Select Data Loan |
| Vi | ₹12 | 1 GB | ₹1 | 1 day | Dial *199# or via Vi App |
| BSNL | ₹10 | 750 MB | No charge | 1 day | SMS “DATA LOAN” to 123 |
Common Problems & Solutions
Whenever you try to take a data loan then you may see some problems. To solve this query below, I am giving a solution of that problem.
Loan Not Available / Error Code
Sometimes you will see loan not available or a code error. This happens when you enter the wrong data loan code. So, please use the latest data loan code or data loan number. If you still face this problem, then contact your service provider.
Already Have a Pending Loan
There are many customers who are facing the problem of an already pending loan.
This problem happens when you are already taken a loan in the past but forgot to repay.
So please repay your due amount, then apply for the next data loan.
Not Eligible for Data Loan
If you a Jio customer but applying from the BSNL data loan code then you are not eligible to take a loan. For this you just need to have a Jio SIM card and take data loan.
USSD Not Working
Mobile company is time to time changing USSD data loan code, so before applying for data loan you have to know the correct data loan code which are currently working. You just need to visit my website for the latest USSD code.
FAQs on Data Loan Code
Can I take a data loan without a balance?
Definitely, you can take a data loan without having a mobile balance. The meaning of data loan is that you can take data loan when you have no balance.
Is there any extra charge on data loan?
Companies take some extra charges for providing data loan service, but do not worry, these charges are not so much — they take a nominal amount of fees.
Can postpaid users take data loan?
No postpaid user is allowed to take the data loan service because postpaid users already have this service of pay later.
Which is the best operator for data loan in 2025?
This is the very top decision to suggest which operator is good and which operator is bad, but according to me Jio and Airtel is the great option for you to take a data loan.
How many times can I take a Data loan?
According to me the time taken for data loan is just a 5 minutes. It is depending on how long you to type the data loan code to your mobile phone, and after that, you just a bit away.
Tips & Alternatives
There are some alternative options that are available to take data without paying instant money. You can use the Amazon Pay Later option or the Lazy Pay option. From there you can recharge your mobile phone and then just recharge your mobile phone and after 15 days or 30 days, you can pay the remaining amount to Amazon per litre or a letter.
Conclusion
I hope you loved my content, and it is my humble request to all of you guys, please like, share, and subscribe to my website. You can check the data loan code of all mobile operators from a single website of mine. If you still have some questions in your mind, then feel free to ask me below in the comment section. I will try to reply as soon as possible. Thank you so much.
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